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Required Student Event Insurance

Did you know you could be held liable for legal actions resulting from your student organization event? As you plan your event, be aware that you are required to make the appropriate insurance arrangements. Don't put it off—take care of the insurance now!

On-campus event coverage

The University of California has purchased an insurance program to cover Registered Student Organizations (RSOs) for most on-campus events. The university pays for the coverage, but RSOs are still responsible for making sure their on-campus event is registered with the insurance carrier.

  • Visit the RSO Event Liability Web page and click on the On-Campus Events tab for more information.

Previously, student organization events and activities held on campus were not covered by the University of California's own insurance programs. This posed a problem for both students and the university because:

  • The students had to rely on personal or family financial resources to defend a claim or lawsuit arising out of their activities.
  • The university had no financial recourse when its property was damaged by student activities or when it received a claim or lawsuit arising from student activities.

Off-campus coverage

The University of California does not purchase liability insurance for the off-campus activities of student organizations but strongly recommends RSOs purchase liability insurance for these events. 

Without this insurance, your personal or family financial resources could be affected by a claim or lawsuit. This has occurred at other UC campuses.

  • Visit the RSO Event Liability Web page and click on the Apply Now tab to obtain a quote for your coverage.

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